How to Find the Best Home Warranty for Your Home

A home warranty is a service contract that covers the repair or replacement of essential appliances and systems in your home that break down due to normal wear and tear. A home warranty can save you money, time, and hassle when you face unexpected breakdowns of items such as your refrigerator, oven, air conditioner, heating system, plumbing system, electrical system, and more.

However, not all home warranty companies and plans are created equal. There are many factors to consider when choosing the best home warranty for your needs, such as the coverage, cost, service quality, customer reviews, and state availability of each provider. In this article, we will help you compare some of the best home warranty companies in the market and give you some tips on how to choose the right one for your home.

What is a Home Warranty?

A home warranty is a service contract that covers the repair or replacement of important appliances and systems components that break down over time.* For example, if your dishwasher stops working or your heating system fails, a home warranty will cover the cost of fixing or replacing it, minus a small service call fee.

A home warranty typically covers:

• Heating systems and furnaces
• Air conditioning systems and coolers
• Plumbing systems
• Electrical systems
• Water heaters
• Kitchen appliances, such as refrigerator, oven, range, cooktop, dishwasher, built-in microwave, and garbage disposal
• Washer and dryer
• Garage door systems
• Whirlpool bathtub
• Ductwork
• Sump pump
• Doorbell
• Ceiling fans and exhaust fans
• Central vacuum
• Burglar and fire alarm systems

Some home warranty companies also offer optional coverage for additional items, such as:

• Pool and spa
• Roof leaks
• Septic system and septic tank pumping
• Well pump

The amount of coverage and the cost of the service contract vary depending on the company and the plan you choose. You can customize your plan to include only the items you need for your home.

Why Do You Need a Home Warranty?

A home warranty can provide you with several benefits, such as:

• Saving money on expensive repairs or replacements that are not covered by your home insurance or manufacturer’s warranty.
• Saving time and hassle by providing you with fast and reliable service from qualified professionals.
• Protecting your budget from unexpected expenses that can disrupt your financial planning.
• Enhancing the value of your home by keeping it well-maintained and appealing to potential buyers.
• Enjoying peace of mind by knowing that you have a backup plan for any appliance or system breakdown.

Read more about OneGuard Home Warranty: A Comprehensive Review

How to Choose the Best Home Warranty Company?

To choose the best home warranty company for your needs, you should consider the following factors:

• Coverage: You should compare the coverage of different plans and see which items are included and excluded. You should also check if there are any limits or caps on the coverage amount or frequency. You should look for a plan that covers all the appliances and systems that you have in your home or that you want to protect.
• Cost: You should compare the cost of different plans and see how much you have to pay for the monthly or annual premium and the service call fee. You should also check if there are any discounts or promotions available. You should look for a plan that fits your budget and offers good value for money.
• Service quality: You should compare the service quality of different companies and see how fast they respond to your claims, how easy it is to request service online or by phone, how large their network of contractors is, how long they guarantee their workmanship, and how satisfied their customers are. You should look for a company that offers excellent customer service, prompt and professional repairs, and positive reviews.
• State availability: You should check if the company operates in your state and if there are any state-specific terms or conditions that apply to your contract. You should look for a company that is licensed and regulated in your state and complies with all the local laws and regulations.

The Best Home Warranty Companies of 2023

Based on our research and analysis of various sources, we have selected the following 10 home warranty companies as the best ones of 2023:

Conclusion

A home warranty is a smart choice for homeowners who want to protect their homes from unexpected breakdowns of appliances and systems. A home warranty can provide you with peace of mind and save you money, time, and stress by covering the cost of repair or replacement and providing you with quality service from experienced technicians.

To choose the best home warranty company for your needs, you should compare the coverage, cost, service quality, customer reviews, and state availability of different providers. You should also read the terms and conditions carefully before signing the contract and understand what is included and excluded in your plan.

We hope that this article has helped you find the best home warranty company for your home. If you want to learn more about each company or get a free quote, you can visit their websites or call their toll-free numbers.

Home warranty companies offer service contracts which are not warranties. See policy for specifics on response times. Home warranty companies reserve the right to offer cash back in lieu of repair or replacement in the amount of their actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. Terms may vary in different states.