If you are a homeowner, you know how important it is to protect your home from unexpected breakdowns of your home systems and appliances. These items can malfunction due to normal wear and tear and leave you with a huge repair or replacement bill. That’s why many homeowners choose to purchase a home warranty plan, which is a service contract that covers the cost of repairing or replacing these items when they fail.
But not all home warranty plans are created equal. Some may have limited coverage, high service fees, long response times, or poor customer service. That’s why you need to do some research and compare different home warranty companies and plans before you make a decision. One of the home warranty companies that you may want to consider is Sears Home Warranty, which is a well-known brand that has been in business since 1893.
Sears Home Warranty is a subsidiary of Sears Home Services, which offers various home improvement and repair services. Sears Home Warranty offers three customizable plans: Appliance Plan, System Plan, and Whole Home Plan. In exchange for a monthly fee, its customers can avoid being fully on the hook for repairs and replacements of eligible household components and take advantage of a network of affiliated service providers.
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In this blog post, we will review the Sears Home Warranty plans and provide you with some tips on how to choose the best one for your needs.
Sears Home Warranty Plans
Sears Home Warranty offers three main plans for customers: the Appliance Plan, the System Plan, and the Whole Home Plan. The Appliance Plan covers 11 major kitchen and laundry appliances, such as refrigerator, oven, dishwasher, washer, dryer, and more. The System Plan covers 11 major home systems, such as heating, cooling, plumbing, electrical, water heater, and more. The Whole Home Plan covers everything in the Appliance Plan and the System Plan plus four additional items: garage door opener, ceiling fan, doorbell, and pest control. You can also add optional coverage for items like pool, spa, septic tank pumping, stand-alone freezer, and more.
The cost of the Sears Home Warranty plans depends on the level of coverage you choose and the service fee you pay for each claim. The service fee is the amount you pay to the contractor who comes to diagnose and fix the problem. The service fee can range from $75 to $100 per claim. The average monthly premium for the Sears Home Warranty plans is about $50.
How to Choose the Best Sears Home Warranty Plan for Your Needs
To choose the best Sears Home Warranty plan for your needs, you should consider the following factors:
- The age and condition of your home systems and appliances: If your home systems and appliances are old or prone to breakdowns, you may want to opt for the Whole Home Plan or add some optional coverage to ensure that you are fully protected. If your home systems and appliances are new or in good condition, you may be fine with the Appliance Plan or the System Plan or even skip some items that are already covered by manufacturer’s warranties.
- The value and replacement cost of your home systems and appliances: If your home systems and appliances are expensive or hard to replace, you may want to opt for the Whole Home Plan or add some optional coverage to avoid paying out of pocket for costly repairs or replacements. If your home systems and appliances are cheap or easy to replace, you may be fine with the Appliance Plan or the System Plan or even skip some items that are not worth covering.
- The climate and weather conditions in your area: If your area experiences extreme temperatures or weather events that can affect your home systems and appliances, you may want to opt for the Whole Home Plan or add some optional coverage to ensure that you are covered for any weather-related damages. If your area has mild temperatures or weather conditions that do not pose a threat to your home systems and appliances, you may be fine with the Appliance Plan or the System Plan or even skip some items that are not likely to be affected by weather.
- Your budget and preference: Ultimately, you should choose a Sears Home Warranty plan that suits your budget and preference. You should compare the cost and benefits of each plan and see what fits your needs and expectations. You should also read the terms and conditions of each plan carefully and understand what is covered and what is not covered by each plan.
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A home warranty is a great way to protect your home from unexpected breakdowns of your home systems and appliances. A home warranty can save you time, money, and hassle when dealing with malfunctions and provide you with peace of mind and convenience. Sears Home Warranty is one of the best home warranty companies in the market that offers customizable plans, low service fees, fast service, and excellent customer service for your home.
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