How to Choose the Best Home Warranty for Your Needs

EllaAugust 27, 2023Last Updated: June 25, 2024

52 3 minutes read

A home warranty is a service contract that covers the repair or replacement of important appliances and systems components that break down over time. A home warranty can save you money and time when your home systems or appliances malfunction. But how do you choose the best home warranty for your needs? Here are some tips to help you make an informed decision.

Compare Coverage Plans

Different home warranty companies offer different coverage plans. Some may cover only appliances, some may cover only systems, and some may cover both. Some may also offer optional coverage for items that are not included in the standard plans, such as pools, spas, roof leaks, etc.

You should compare the coverage plans of different home warranty companies and see what items are included and excluded in each plan. You should also check the limits of liability and any exclusions that may apply to certain items or situations. For example, Choice Home Warranty offers two coverage plans: a Basic Plan and a Total Plan. The Basic Plan covers 14 items, including heating systems, plumbing systems, electrical systems, water heaters, kitchen appliances, etc. The Total Plan covers 18 items, including air conditioning, refrigerator, washer, dryer, etc. Choice Home Warranty also offers optional coverage for 11 items, such as pool and spa, central vacuum system, well pump, etc.

Check the Service Fees and Contract Terms

Another factor to consider when choosing a home warranty is the service fee and the contract term. The service fee is the amount that you have to pay for each service request when you file a claim. The contract term is the duration of your coverage. Some home warranty companies may charge a higher or lower service fee depending on the plan you choose or the item you need service for. Some may also offer discounts or incentives for longer contract terms or multiple-year contracts.

You should compare the service fees and contract terms of different home warranty companies and see what suits your budget and needs. You should also check if there are any cancellation fees or penalties if you want to terminate your contract early. For example, Choice Home Warranty charges a flat service fee of $85 for each service request regardless of the plan or item. Choice Home Warranty also offers a one-month free trial for any single payment home warranty plan.

Read Customer Reviews and Ratings

One of the best ways to choose a home warranty is to read customer reviews and ratings. Customer reviews and ratings can give you an insight into the quality of service, customer satisfaction, and reliability of different home warranty companies. You can read customer reviews and ratings on various platforms, such as websites, blogs, social media, forums, etc.

You should look for customer reviews and ratings that are honest, detailed, and recent. You should also look for customer reviews and ratings that mention both the pros and cons of different home warranty companies. You should avoid customer reviews and ratings that are vague, biased, or outdated. For example, Choice Home Warranty has thousands of 5-star ratings from its customers on various platforms. Choice Home Warranty also has a guarantee on serviced household components that is longer than that of many other home warranty companies, with a 60-day guarantee for workmanship and a 90-day guarantee for parts.

Conclusion

A home warranty can be a great investment for homeowners who want to protect themselves from unexpected and costly repairs or replacements of their home systems and appliances. However, not all home warranties are created equal. You should compare different home warranty companies and their coverage plans, service fees, contract terms, customer reviews and ratings before choosing the best home warranty for your needs. Choice Home Warranty is one of the leading home warranty companies in the industry that offers comprehensive coverage plans, affordable service fees, flexible contract terms, excellent customer service, and high customer satisfaction. If you are looking for a reliable and reputable home warranty company, you should consider Choice Home Warranty as your top choice.