Homeowners know that home repairs can be costly and stressful. Whether it’s a broken appliance, a faulty system, or a roof leak, unexpected breakdowns can disrupt your budget and your peace of mind. That’s why many homeowners choose to protect their homes with a home warranty service contract.
A home warranty is not the same as home insurance. Home insurance covers damage caused by natural disasters, theft, or vandalism. A home warranty covers the repair or replacement of essential appliances and systems that wear out over time due to normal use.
In this article, we will explain what a home warranty is, how it works, and why Home Choice Warranty is one of the best options for homeowners who want to save money and time on home repairs.
What is a Home Warranty?
A home warranty is a service contract that covers the repair or replacement of important appliances and systems components that break down over time.* For example, if your refrigerator stops running or your plumbing backs up, a home warranty will cover the cost of fixing or replacing it, minus a small service call fee.
A home warranty typically covers:
- Heating systems and ducts
- Plumbing systems
- Electrical systems
- Water heaters
- Kitchen appliances, such as oven, range, stove, cooktop, dishwasher, and built-in microwave
- Garbage disposal
- Whirlpool bathtub
- Plumbing stoppage
- Garage door opener
- Exhaust fans
- Ceiling fans
Some home warranty companies also offer optional coverage for additional items, such as:
- Air conditioning
- Clothes washer and dryer
- Pool and spa
- Central vacuum system
- Well pump
- Roof leaks
- Sump pump
- Septic system and septic tank pumping
The amount of coverage and the cost of the service contract vary depending on the company and the plan you choose. You can customize your plan to include only the items you need for your home.
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How Does a Home Warranty Work?
A home warranty works like this:
- You purchase a service contract from a home warranty company for an annual fee.
- When one of your covered appliances or systems breaks down, you contact the company to file a claim.
- The company dispatches a local, licensed, and insured technician from its network to service your claim.
- The technician diagnoses the problem and repairs or replaces the item, subject to the terms and conditions of your contract.
- You pay a service call fee to the technician, usually between $60 and $125.
A home warranty can save you money on expensive repairs or replacements that are not covered by your home insurance or manufacturer’s warranty. It can also save you time and hassle by providing you with fast and reliable service from qualified professionals.
Why Choose Home Choice Warranty?
Home Choice Warranty is one of the leading home warranty companies in the U.S., offering service contracts in all states except Washington. Home Choice Warranty has been in business since 2008 and has handled more than 6 million service requests from more than 1.9 million customers.
Home Choice Warranty offers two main plans: Basic Plan and Total Plan. The Basic Plan covers most of the major appliances and systems in your home, while the Total Plan adds coverage for air conditioning, refrigerator, washer, and dryer. You can also add optional coverage for items such as pool and spa, roof leaks, septic system, etc.
Home Choice Warranty has several advantages over other home warranty companies:
- It has a 24/7 customer service hotline that you can call or submit a claim online anytime.
- It has thousands of 5-star ratings from satisfied customers who praise its prompt and professional service.
- It has a nationwide network of more than 25,000 contractors who are licensed, insured, and trusted by Home Choice Warranty.
- It offers a first month free option with any single payment plan purchase.
- It reserves the right to offer cash back in lieu of repair or replacement in some cases.
A home warranty is a smart choice for homeowners who want to protect their homes from unexpected breakdowns of appliances and systems. A home warranty can save you money, time, and stress by covering the cost of repair or replacement and providing you with quality service from experienced technicians.
Home Choice Warranty is one of the best home warranty companies in the U.S., offering comprehensive coverage, flexible plans, excellent customer service, and competitive prices. If you are looking for a reliable and affordable home warranty service contract for your home, you should consider Home Choice Warranty as your top choice.
Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan. In California, CHW branded service contracts are issued and offered by Home Service Club of California, Inc. (“HSCCA”) and sold exclusively by Home Service Club of California Insurance Services, Inc. Click Here to view complete HSCCA CA terms and conditions. Choice Home Warranties are not available in California.