A home warranty is a service contract that covers the repair or replacement of major home systems and appliances that break down due to normal wear and tear. A home warranty can save you money and hassle when you face unexpected issues with your heating, cooling, plumbing, electrical, kitchen, laundry, and other items in your home.
However, not all home warranty companies are created equal. There are many factors to consider when choosing the best home warranty provider for your needs, such as:
- Coverage options: What items are covered by the plan? How comprehensive is the coverage? Are there any exclusions or limitations?
- Pricing: How much does the plan cost per month or per year? How much is the service fee or deductible? Are there any discounts or promotions available?
- Service quality: How easy is it to request service online or by phone? How fast is the response time and the repair process? How qualified and reliable are the contractors? How long is the workmanship guarantee?
- Customer satisfaction: How transparent and trustworthy is the company? How responsive and helpful is the customer service team? How positive are the customer reviews and ratings?
To help you make an informed decision, we have reviewed and compared some of the top home warranty companies of 2023 based on these criteria. Here are our findings:
Choice Home Warranty: Best Overall
Choice Home Warranty is our top pick for the best overall home warranty company of 2023. Choice Home Warranty offers two plans that cover most of the essential home systems and appliances, as well as optional coverage for additional items. Choice Home Warranty has competitive pricing for its plans, starting from $55 per month or $660 per year for the Basic Plan, and $60 per month or $720 per year for the Total Plan. Choice Home Warranty also offers lower-than-average service fees ($85) and longer-than-average service guarantees (90 days).
Choice Home Warranty has excellent service quality and customer satisfaction. The company has a 24/7 claims hotline and a network of licensed and insured contractors who can provide fast and professional service. The company also has an A rating from the Better Business Bureau and thousands of positive reviews from customers who praise the company’s efficiency, friendliness, and quality of service.
Liberty Home Guard: Best for Older Appliances
Liberty Home Guard is our top pick for the best home warranty company for older appliances. Liberty Home Guard does not have an age limit on covered appliances and does not require any home inspection or maintenance records prior to coverage. This makes Liberty Home Guard ideal for homeowners who have older appliances that may be more prone to breakdowns.
Liberty Home Guard offers three plans that cover a variety of home systems and appliances, as well as optional coverage for extra items. Liberty Home Guard has affordable pricing for its plans, starting from $66.66 per month or $799.99 per year for the Appliance Guard Plan, $69.99 per month or $839.88 per year for the Systems Guard Plan, and $74.99 per month or $899.88 per year for the Total Home Guard Plan. Liberty Home Guard also offers flexible service fees ($60, $75, or $100) and generous discounts and promotions.
Liberty Home Guard has outstanding service quality and customer satisfaction. The company has a 24/7 claims hotline and a network of vetted and background-checked contractors who can provide prompt and courteous service. The company also has an A+ rating from the Better Business Bureau and thousands of positive reviews from customers who appreciate the company’s responsiveness, professionalism, and quality of service.
American Home Shield: Best for Customization
American Home Shield is our top pick for the best home warranty company for customization. American Home Shield allows you to customize your plan by choosing your own coverage items from a list of 21 systems and appliances. You can also choose your own service fee ($75, $100, or $125) to adjust your monthly or annual premium. This gives you more flexibility and control over your coverage and budget.
American Home Shield offers four plans that cover different combinations of home systems and appliances, as well as optional coverage for extra items. American Home Shield has reasonable pricing for its plans, starting from $49.99 per month or $599.88 per year for the Systems Plan, $49.99 per month or $599.88 per year for the Appliances Plan, $59.99 per month or $719.88 per year for the Combo Plan, and $64.99 per month or $779.88 per year for the Build Your Own Plan.
American Home Shield has good service quality and customer satisfaction. The company has a 24/7 claims hotline and a network of experienced and reputable contractors who can provide quality service. The company also has a B rating from the Better Business Bureau and thousands of positive reviews from customers who value the company’s reliability, flexibility, and quality of service.
A home warranty can be a worthwhile investment for homeowners who want to protect their home systems and appliances from unexpected failures and breakdowns. However, choosing the best home warranty company can be challenging, as there are many factors to consider, such as coverage options, pricing, service quality, and customer satisfaction.
Based on our research and comparison, we recommend Choice Home Warranty as the best overall home warranty company of 2023, Liberty Home Guard as the best home warranty company for older appliances, and American Home Shield as the best home warranty company for customization. These companies offer comprehensive and affordable coverage, excellent and fast service, and high customer satisfaction. You can visit their websites or call their toll-free numbers to get a free quote and learn more about their plans and features.