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How to Choose the Best Home Warranty Company for Your Needs

How to Choose the Best Home Warranty Company

A home warranty is a service contract that covers the repair or replacement of major home systems and appliances that break down due to normal wear and tear. A home warranty can save you money and hassle when something goes wrong in your home, such as a leaky faucet, a broken refrigerator, or a faulty air conditioner.

However, not all home warranty companies are created equal. There are many factors to consider when choosing the best home warranty company for your needs, such as the coverage, the cost, the customer service, the reputation, and the reviews. Here are some tips on how to choose the best home warranty company for your needs.

Compare the Coverage

The first thing to look for when choosing a home warranty company is the coverage. You want to make sure that the company covers the systems and appliances that you need and use the most in your home. You also want to check if there are any exclusions, limitations, or caps on the coverage.

Some home warranty companies offer different plans with different levels of coverage. For example, some companies offer a basic plan that covers only the essential systems and appliances, such as plumbing, electrical, heating, water heater, oven, dishwasher, garbage disposal, and more. Other companies offer a comprehensive plan that covers everything in the basic plan plus additional items, such as air conditioning, refrigerator, washer, dryer, garage door opener, ceiling fan, and more. Some companies also offer optional coverage for items that are not included in the plans, such as pool, spa, septic system, well pump, sump pump, and more.

You should compare the coverage of different plans and companies and choose the one that best suits your needs and budget. You can use online tools such as [Home Warranty Reviews] or [Consumer Affairs] to compare the coverage of different home warranty companies.

Read more about Sears Home Warranty: A Review of Plans, Prices, and Benefits

Compare the Cost

The second thing to look for when choosing a home warranty company is the cost. You want to make sure that you get the best value for your money and that you can afford the monthly or annual premium and the service fee.

The cost of a home warranty depends on several factors, such as the coverage level, the service fee option, the location of your home, and the size and age of your home. Typically, a home warranty costs between $300 and $600 per year for a basic plan and between $600 and $900 per year for a comprehensive plan. The service fee is the amount that you pay each time you request a service call from the home warranty company. The service fee ranges from $60 to $125 per service call depending on the company and the plan.

You should compare the cost of different plans and companies and choose the one that offers the most coverage for the lowest price. You should also consider if you want to pay monthly or annually and if you want to choose a lower or higher service fee option. You can use online tools such as [Home Warranty Calculator] or [Home Warranty Quote] to compare the cost of different home warranty companies.

Compare the Customer Service

The third thing to look for when choosing a home warranty company is the customer service. You want to make sure that the company provides fast, friendly, and professional service to its customers. You also want to check if the company has a network of qualified and licensed contractors who can handle any repair or replacement issue in your home.

Some home warranty companies offer 24/7/365 customer service by phone or online. They also assign a contractor to your service request within 48 hours and guarantee their workmanship for 30 days or more. Other companies may have limited hours of operation or longer waiting times for service calls. They may also have fewer contractors in their network or lower quality standards for their work.

You should compare the customer service of different companies and choose the one that offers the best support and satisfaction to its customers. You can use online tools such as [Better Business Bureau] or [Trustpilot] to compare the customer service ratings of different home warranty companies.

Compare the Reputation

The fourth thing to look for when choosing a home warranty company is the reputation. You want to make sure that the company has a good reputation in the industry and among its customers. You also want to check if the company has any awards, accreditations, or endorsements from reputable organizations or publications.

Some home warranty companies have a long history and experience in providing home warranty services to millions of customers across the US. They also have positive reviews and testimonials from their customers on their websites or social media platforms. They may also have recognition from organizations such as [Consumer Reports], [U.S. News & World Report], [Angie’s List], or [HomeAdvisor]. Other companies may have a shorter track record or less exposure in the market. They may also have negative reviews or complaints from their customers on online platforms or forums. They may also have no recognition or endorsement from any organization or publication.

You should compare the reputation of different companies and choose the one that has the most credibility and trustworthiness in the industry and among its customers. You can use online tools such as [Google Reviews] or [Yelp] to compare the reputation of different home warranty companies.

Conclusion

A home warranty is a smart investment for homeowners who want to protect their home systems and appliances from breakdowns and malfunctions due to normal wear and tear. However, choosing the best home warranty company for your needs can be challenging and confusing. By following the tips above, you can compare the coverage, the cost, the customer service, and the reputation of different home warranty companies and choose the one that offers the best value, quality, and service for your needs.

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