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Home Warranty: What Is It and How Does It Work?

home warranty

If you own a home, you probably know that maintaining it can be costly and stressful. Home systems and appliances can break down due to normal wear and tear, leaving you with unexpected and expensive repair or replacement bills. Homeowners insurance usually does not cover these types of expenses, unless they are caused by a natural disaster or an accident. That’s why many homeowners opt for a home warranty, a service contract that covers the repair or replacement of major home items that malfunction due to normal use. In this blog post, we will explain what a home warranty is, how it works, and what are the benefits and drawbacks of having one.

What Is a Home Warranty?

A home warranty is a service contract that covers the repair or replacement of major home systems and appliances that break down due to normal wear and tear. A home warranty company will charge you a monthly or annual fee, and in exchange, it will send a pre-screened and licensed contractor to diagnose and fix the problem when you file a service request. A home warranty can cover items such as plumbing system, electrical system, heating and cooling system, water heater, oven, refrigerator, dishwasher, washer, dryer, and more.

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A home warranty is different from homeowners insurance, which covers your home’s structure and belongings in the event of a fire, storm, flood, or other accident. A home warranty also differs from a manufacturer’s warranty, which covers only specific parts or defects of a product for a limited period of time. A home warranty covers the whole system or appliance regardless of its age or brand, as long as it is in good working condition when the contract starts.

How Does a Home Warranty Work?

The process of getting and using a home warranty is relatively simple. Here are the steps:

What Are the Benefits and Drawbacks of Having a Home Warranty?

A home warranty can have many benefits for homeowners, such as:

However, a home warranty can also have some drawbacks, such as:

Conclusion

A home warranty is a service contract that covers the repair or replacement of major home systems and appliances that break down due to normal wear and tear. A home warranty can provide many benefits for homeowners, such as saving money, time, hassle, and peace of mind. However, a home warranty can also have some drawbacks, such as having limitations, exclusions, and disputes. Therefore, homeowners should carefully compare different plans and companies before choosing a home warranty provider that suits their needs and budget.

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One of the best home warranty providers in the industry is Choice Home Warranty. Choice Home Warranty offers comprehensive and flexible plans that cover most essential home items, as well as excellent customer service, fast response time, and a network of over 15,000 qualified service providers. Choice Home Warranty has received numerous awards and recognition from various sources, such as the People’s Choice Award by HomeWarrantyReviews.com, the Editors’ Choice Award by U.S. News & World Report, and an A- rating by Better Business Bureau. If you are looking for a home warranty provider that can protect your home and save you money from unexpected and costly repairs or replacements, Choice Home Warranty is a top choice for you.

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